Taking Payments

Once you've got your shop up and running you are going to need some way of taking payments from your customer. There is quite a big difference between the many payment solutions available so below we've tried to make your choice a bit easier by providing direct links to our recommended providers. When choosing your payment providers make sure that you work out your expected monthly volumes as a "Flat Fee " provider may work out to be a lot more cost effective than a "Fee Per Transaction" one.

For example if you average 20 transactions of £30 per month at a 3.4% + 20p per transaction fee this would cost you £24.40 so you would be better off using Sage Pay where by if you average 50 transactions of £5 per month at a 3.4% + 20p per transaction fee it would cost you £18.50 so you may be better off using Moneybookers or Nochex.

	Sage Pay Go is an online payment service that is complete, simple to manage, easy to integrate, and really straightforward to bolt-on additional services. This product is altogether the minimum of fuss and hassle, enabling you to get on with running your business. There are no set-up fees and Sage Pay Go costs from just £20 per month. There are a host of added extras too, including standard fraud prevention tools, telephone and mail order transaction facilities and 24/7 customer support are included as part of your package. Full Details: Click here Website: http://www.sagepay.com	Setup Fee: Free Monthly Charge: £20 Transaction Costs: Free (Based upon SagePay Go without a Merchant Account)
	PayPoint.net provides secure online payments for UK businesses and complies with the highest level of the Payment Card Industry Data Security Standard (PCIDSS). We've got a solution for every type of business that wants to trade online - whether they need a Payment Gateway or a Complete Solution. PayPoint.net's Complete Solution includes an Internet merchant account and payment gateway and will enable new internet merchants to trade online quickly. PayPoint.net's Flexible Payment Gateways work with all UK banks, as well as European and US partners, enabling established businesses to accept payments from anywhere, anytime. Full Details: Click here Website: http://www.paypoint.net	Setup Fee: Free Monthly Charge: £20 Transaction Costs: 350 transactions Free then 15p per transaction
	Nochex is the quick and easy way to collect payments funded by all major credit and debit cards from your website. Suitable for merchants of all sizes, with no monthly fees and instant cash withdrawals - Nochex provide you with the complete real-time online payment package. Nochex offer merchants two simple and affordable online payment accounts. Compare the features below and choose the account which is the best fit for your business. Website: http://www.nochex.com	Setup Fee: Free Monthly Charge: Free Transaction Fee: 2.9% + 20p (Using Nochex Seller Account)
	Lengthy checkout processes frustrate online shoppers who then frequently abandon their shopping baskets. When your store accepts Google Checkout, your customers need not to be among them. The purchasing information of every Checkout user is stored in a single account, so they can buy from you by simply providing their username and password. When compared to non-Checkout users Google Checkout customers are 40% more likely to convert than a visitor that hasn't used the service before. Website: http://checkout.google.co.uk	Setup Fee: Free Monthly Charge: Free Transaction Fee: 3.4% + 20p (Based on less than £1500 volume per month)
	The fast, secure way to send and receive money. For businesses, it is a system you can use to get paid electronically, in a number of different currencies, without waiting for cheques to arrive and clear. For customers, it's a faster, safer and more convenient way to pay for goods – because they don't have to re-enter financial information every time they buy. They pay from their PayPal account (which is free for them to set up) which PayPal then 'refills' by drawing on their credit card, debit card or bank account. In this way the customer can pay quickly and easily without disclosing financial information. Customers find it easy to pay, you find it easy to take payment. No wonder people prefer using PayPal. Website: http://www.paypal.co.uk	Setup Fee: Free Monthly Charge: Free Transaction Fee: 3.4% + 20p (Based on less than £1500 volume per month)
	With Moneybookers, people can send and receive payments through the Internet – all that is needed is an email address. Moneybookers makes sending money as easy as sending email. Moneybookers supports domestic funding options in over 200 countries. Website: http://www.moneybookers.com	Setup Fee: Free Monthly Charge: Free Transaction Fee: 2.9% + 19p (Using Quick Checkout with up to £1500 volume per month)

Sage Pay Go is an online payment service that is complete, simple to manage, easy to integrate, and really straightforward to bolt-on additional services. This product is altogether the minimum of fuss and hassle, enabling you to get on with running your business.

There are no set-up fees and Sage Pay Go costs from just £20 per month. There are a
host of added extras too, including standard fraud prevention tools, telephone and mail
order transaction facilities and 24/7 customer support are included as part of your package.

Full Details: Click here Website: http://www.sagepay.com

Setup Fee: Free

Monthly Charge: £20

Transaction Costs: Free

(Based upon SagePay Go without a Merchant Account)

PayPoint.net provides secure online payments for UK businesses and complies with the highest level of the Payment Card Industry Data Security Standard (PCIDSS). We've got a solution for every type of business that wants to trade online - whether they need a Payment Gateway or a Complete Solution. PayPoint.net's Complete Solution includes an Internet merchant account and payment gateway and will enable new internet merchants to trade online quickly. PayPoint.net's Flexible Payment Gateways work with all UK banks, as well as European and US partners, enabling established businesses to accept payments from anywhere, anytime.

Full Details: Click here Website: http://www.paypoint.net

Setup Fee: Free

Monthly Charge: £20

Transaction Costs: 350 transactions Free then 15p per transaction

Nochex is the quick and easy way to collect payments funded by all major credit and debit cards from your website. Suitable for merchants of all sizes, with no monthly fees and instant cash withdrawals - Nochex provide you with the complete real-time online payment package.

Nochex offer merchants two simple and affordable online payment accounts. Compare the features below and choose the account which is the best fit for your business.

Website: http://www.nochex.com

Setup Fee: Free

Monthly Charge: Free

Transaction Fee: 2.9% + 20p

(Using Nochex Seller Account)

Lengthy checkout processes frustrate online shoppers who then frequently abandon their shopping baskets. When your store accepts Google Checkout, your customers need not to be among them. The purchasing information of every Checkout user is stored in a single account, so they can buy from you by simply providing their username and password.

When compared to non-Checkout users Google Checkout customers are 40% more likely to convert than a visitor that hasn't used the service before.

Website: http://checkout.google.co.uk

Setup Fee: Free

Monthly Charge: Free

Transaction Fee: 3.4% + 20p

(Based on less than £1500 volume per month)

The fast, secure way to send and receive money.

For businesses, it is a system you can use to get paid electronically, in a number of different currencies, without waiting for cheques to arrive and clear.

For customers, it's a faster, safer and more convenient way to pay for goods – because they don't have to re-enter financial information every time they buy. They pay from their PayPal account (which is free for them to set up) which PayPal then 'refills' by drawing on their credit card, debit card or bank account. In this way the customer can pay quickly and easily without disclosing financial information.

Customers find it easy to pay, you find it easy to take payment. No wonder people prefer using PayPal.

Website: http://www.paypal.co.uk

Setup Fee: Free

Monthly Charge: Free

Transaction Fee: 3.4% + 20p

(Based on less than £1500 volume per month)

With Moneybookers, people can send and receive payments through the Internet – all that is needed is an email address. Moneybookers makes sending money as easy as sending email. Moneybookers supports domestic funding options in over 200 countries.

Website: http://www.moneybookers.com

Setup Fee: Free

Monthly Charge: Free

Transaction Fee: 2.9% + 19p

(Using Quick Checkout with up to £1500 volume per month)

PayPoint.net Platinum Partner, Get 2 Months free payment processing

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Taking Payments